IMPORTANT NOTICE TO CHECKING ACCOUNT OWNERS AT MEDIA MEMBERS FCU
In the past, members were permitted to retain their checking funds in their savings account and the credit union would automatically transfer those funds to cover checks/share drafts. However, beginning February 1, 2016, new compliance regulations will go into effect.
Share draft/Checking accounts will only be permitted 6 automatic transfers from savings per month. You can still come into either office or any shared branching location, call us or go to the ATM to transfer. These transfers are not counted as automatic transfers. Virtual Branch transfers are considered automatic, so you can only do 6 per month.
When an account has over 6 automatic transfers, the account will be charged a $30 overdraft fee.
We highly recommend that when depositing funds into your account, you make the deposit directly into your share draft/checking account in order to avoid fees.
We apologize for any inconvenience. Media Members FCU strives to maintain the highest level of customer service while complying with the latest regulations.
Please call us at 610-292-6762 or 215-854-4460 if you have any questions.
EZ Loan Increased!
Special Announcement: OUR POPULAR EZ LOAN HAS JUST BEEN INCREASED TO $2,000 with a one year repayment term.
If you are in need of some quick cash for unexpected expenses, this loan is for you. EZ loans cannot be refinanced. They must be paid in full before applying. Stop in today!
We are pleased to provide our members with 24/7 mobile access to their accounts. Sprig by CO-OP is a unique virtual credit union that enables members to conveniently access their accounts. You will need to enroll your accounts and can conduct various transactions on them. Sprig by CO-OP is available online, on mobile applications and texting options.
To enroll in the online or setup the texting option, you will need to enroll using the website, www.getsprig.com. If you would like to use your mobile application, either iPhone or Android, go to your app store and search “Sprig” then download the application to your phone. You can enroll on the app once you have it downloaded.
You can also use the mobile app to make deposits into your account by taking a picture of the check. The check will need to be properly endorsed and standard check holds will be placed on the item being deposited. There is a limit of 10 items per month or a total of $5,000 in deposits, whichever comes first. The daily limit for all deposits is $1,500. For more information go to the www.getsprig.com website.
SHARED BRANCHING NOW AVAILABLE
||Media Members FCU is now a part of the Shared Branching Co-op. This means that our members now have access to over 5,000 locations throughout the United States where they can withdraw, deposit, transfer and make loan payments on their Media Members account.
For a list of all locations, go to www.co-opsharedbranch.org or call 888-748-3266 (1-888-SITE-CO-OP).
Find us now on Facebook, Twitter and Pinterest!
Now members can quote sample loan payments with insurance!
One and Done: Consolidate Your Debt
If your mailbox is filling up with mail from a guy named "Bill," it's time to visit the credit union to talk about a consolidation loan. We'll work with you to pay off those high-interest credit cards or other high-rate debt that has accumulated. With a consolidation loan, you will have one payment to make at an interest rate that's fair. Almost always, that means you'll pay less total interest as well as have a lower monthly payment. You can consolidate up to $10,000 worth of debt with Media Members Consolidation Loans for five years with an interest rate as low as 9.9% APR. Instead of constantly revolving debt, why not be sure to pay it off with a closed end loan. You can have a Consolidation Loan in addition to a personal, car or home equity loan. With a Consolidation Loan from the Credit Union, you can get your life back on track to financial freedom.
We'll also give you tips on how to control your spending so that you don't find yourself back in the same situation in the future. For example, we may suggest you put your credit cards on ice - literally - by immersing your plastic in a container of water, then placing the container in the bottom of your freezer. If you really need to use your card, you can dig though the leftovers and thaw it out. But most likely, you'll be better able to resist impulse shopping. With a consolidation loan from the credit union, you can get your life back on the track to financial freedom.